Q&A

Common Question's

Credit repair is 100% legal, and according to (FCRA) The Fair Credit Reporting Act you have the right to dispute any items on your credit reports that are inaccurate, obsolete, outdated, or unverified. If an item cannot be verified, it must be removed. If an item is inaccurate it will be updated.

To enroll in our $79 monthly program, we require a one-time audit fee of $149 which includes a detailed report stating what’s impacting your credit scores and how to improve them. We will provide a straightforward recommendation and game plan that is specific to your credit situation.  Also, we require you to enroll in a $21.99 monthly credit monitoring service for the duration of the program. If you are not interested in enrolling in our program, you have the option to purchase our One-Time Credit Audit, 7-Day Trial 3 Credit Reports and 3 Scores for $1, and/or Our Credit Repair Blueprint for $49. *Note: Our initial Monthly Program Fee of $79 will be billed on the 40th day after enrollment.  *

In most cases, the credit bureau reports will be different from all 3 companies because they compile their data independently. Having an all-in-one credit report will allow us to conduct a proper investigation of your records. Side-by-side comparisons makes it easier to identify discrepancies between the 3 credit bureaus, which indicates errors to be challenged and disputed.

There is no limit because we want the fastest results for our clients. Our client has the right to challenge all inaccuracies soon as possible.

It depends on your goals, your situation and how much work you need done. Clients typically start seeing results within 45-90 days. It can take up to 6 months or longer to achieve your goals. We do our best to use laws and aggressive dispute tactic to make sure you receive the best and fastest results possible.

One of the many benefits of VP Credit Consulting is that our program is month-to-month, so you are free to cancel at any time via email or phone.

Yes. We offer a 90 Day Money Back Guarantee. If we don’t provide you any results in the first 90 days, we will refund your money.

Your privacy is important to us, which is why VP Credit Consulting will not share, sell, or transfer your personal information to any unaffiliated companies or third parties.