The Federal Trade Commission (FTC) protects consumers and competition by preventing anticompetitive, deceptive, and unfair business practices through law enforcement, advocacy, and education without unduly burdening legitimate business activity.
The Consumer Financial Protection Bureau (CFPB) aims to make consumer financial markets work for consumers, responsible providers, and the economy as a whole. They protect consumers from unfair, deceptive, or abusive practices and take action against companies that break the law. They arm people with the information, steps, and tools that they need to make smart financial decisions.
The National Association of Consumer Advocates (NACA) is a nonprofit association of more than 1,500 attorneys and consumer advocates committed to representing consumers’ interests. Their members are private and public sector attorneys, legal services attorneys, law professors, and law students whose primary focus is the protection and representation of consumers.
Smart About Money is one of the many programs of the National Endowment for Financial Education®. NEFE® is an independent, nonprofit foundation committed to educating Americans on a broad range of financial topics and empowering them to make positive and sound decisions to reach their financial goals.
Chex Systems, Inc. (ChexSystems)is a nationwide specialty consumer reporting agency under the federal Fair Credit Reporting Act (FCRA). ChexSystems’ clients regularly contribute information on closed checking and savings accounts. ChexSystems provides services to financial institutions and other types of companies that have a permissible purpose under the FCRA. ChexSystems’ services primarily assist its clients in assessing the risk of opening new accounts.
Equifax serve as a consumer advocate, steward of financial literacy, and champion of economic advancement. Their data assets, technology and analytics transform knowledge into insights that power better decisions. This knowledge enables their customers to make better business decisions and consumers to progress towards a better life.
TransUnion commits to providing the most complete and multidimensional information available, to help their customers make the best possible choices. To achieve this, they partner with banks, healthcare providers, property managers and other appropriate companies. By painting a broader picture for their customers, they can develop and apply extremely sound and effective business strategies.
Experian empowers consumers and our clients to manage their data with confidence so they can maximize every opportunity.
Experian gather, analyze and process data in ways others can’t. They help individuals take financial control and access financial services, businesses make smarter decision and thrive, lenders lend more responsibly, and organizations prevent identity fraud and crime.
Every 24 hours, Experian RentBureau receives updated rental payment history data from property owners/managers, electronic rent payment services and collection companies and makes that information available immediately to the multifamily industry through our resident screening partners. This quick turnaround and robust data impacts every point of decision making – from identifying higher-quality residents and improving bad-debt recovery to streamlining the collections process.
LexisNexis Legal & Professional is a leading global provider of legal, regulatory and business information and analytics that help customers increase productivity, improve decision-making and outcomes, and advance the rule of law around the world.
They help lawyers win cases, manage their work more efficiently, serve their clients better and grow their practices. They assist corporations in better understanding their markets and preventing bribery and corruption within their supply chains.
For over 45 years, Certegy has delivered check authorization and check cashing services to a wide variety of businesses and financial institutions throughout the world. They are committed and dedicated to protecting businesses from potential fraud and loss while safeguarding consumers from unwarranted or unlawful use of their checking account information.
Certegy is committed to the ongoing education to their merchants and their customers. They believe it is important to educate and arm you with the necessary information to assist you in understanding how to secure your personal information and to continue to write checks with security at your favorite retail establishments.
TeleCheck delivers industry-leading check acceptance, check processing and risk analytics services while safeguarding customers from fraud and identity theft with a relentlessly committed team of specialists. Whether you purchase in store, online, or over the phone, your identity and checking account information are safeguarded from unwarranted or unlawful use.
IdentityIQ protects and empowers the consumer through concise delivery of credit and identity data. The company has provided consumers with identity- and credit-related protection solutions at affordable monthly rates, as well as identity theft education programs to corporate and academic associations since its founding in 2009.
The privately-held, Nevada-based company’s goal is to help each user understand what can impact their credit and personal identity as well as give customers access to a variety of data sources and help them sense identity fraud as well as understand how that data can affect them. Their comprehensive product bundles include family protection, dark web monitoring, identity theft protection & restoration, credit reports & scores, and credit monitoring.
NFCC Certified Financial Counselors are trained to address serious repayment issues involving credit card debt, home-related debt and student loans. Working with a nonprofit NFCC member agency, you may be eligible for a Debt Management Plan that provides affordable payment terms and, in some cases, an extended payment timeline